Understanding the Ventura County Supplemental Tax Bill

In our last post we talked about the Ventura County property tax. We hope that gave everyone a basic understanding of what the property tax is and how/when it must be paid. As promised, in today’s post we will discuss the Ventura County supplemental tax bill. Although somewhat related to your annual property tax, you … Continued

How Seller Financing Works in Ventura County

A topic that gets discussed in the real estate investing world quite often is “creative financing.”  Usually it is discussed as a way to buy and sell real estate outside of the normal method of obtaining a mortgage from a bank or other professional lender.  Although there are multiple ways in which you can use … Continued

Making Extra Mortgage Payments in Ventura County

If you have been keeping up with the news about residential real estate in California over the last few years, you have probably heard a lot about the high amount of homes that are being purchased using all cash (especially with regards to the Bay Area and parts of LA). While this may be great … Continued

Mortgage Reform and Anti-Predatory Lending Act

A week or so ago, we wrote a post about the Dodd-Frank Act and the titles contained within it. That post was a very high level summary meant for anyone who wanted a big picture view about the Dodd-Frank Act in its entirety. Today, we want to take a more detailed look at the title … Continued

Understanding Adjustable Rate Mortgages in Ventura County

Many Ventura County residents may know what an Adjustable Rate Mortgage (ARM) is. If for no other reason, these types of loans generated a lot of headlines during the housing crash and great recession. While these loans can potentially carry some amount of risk, they do not have to necessarily be a bad thing and … Continued

What Ventura County Residents Should Know About TRID

For anyone who is currently in the market to buy or sell a home, or for those who have been paying attention to the latest real estate news, you may have heard that there are upcoming changes in the closing process. How these changes will play out and what consequences, if any, they have on … Continued

Mortgage Refinance in Ventura County

In the past few months, we have talked with a good amount of people who have been asking or thinking about refinancing.  Most of these people have been interested in locking in a lower interest rate, but the motivation for refinancing can vary from person to person.  In today’s post, we will take a look … Continued

Reverse Mortgage: A Quick Overview for Ventura County

If you have ever watched TV or listened to the radio, you may have seen or heard commercials advertising reverse mortgages. While I was watching March Madness several weeks ago, I came across this commercial and thought that this would be a good topic for our next blog post. A large percentage of people have … Continued