Category: avoiding-foreclosure

Understanding the Foreclosure Process in California

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Understanding the foreclosure process in California is an important part of navigating your own home foreclosure. Before we dive in… What is foreclosure anyway? Foreclosure is the legal process that lenders use to take back property securing a loan, generally after the borrower stops making payments. Foreclosure is no fun.  But just know that it’s not … Continued

How to stay in my home after foreclosure in Ventura County

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A recent study estimates that 47% of foreclosed properties are still occupied. When you first see that stat you may be surprised… but we’re not. What most people don’t realize is that banks aren’t in the business to own homes. They are in the business to loan people money. But when they have to foreclose … Continued

What is a Pre-Foreclosure in Ventura County?

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With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holders to understand the process. So what is a pre-foreclosure in Ventura County anyway? Many homeowners across America and Ventura County are facing difficulties making their monthly mortgage payments. When a homeowner misses 3-6 months of mortgage payments, the lending … Continued

How to Avoid Foreclosure in Ventura County

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While the Ventura County real estate market is at or near the all-time highs experienced before the crash of the late 2000’s, there are still Ventura County homeowners struggling to make their mortgage payments. If you owe more than your home’s worth, or are having trouble making the monthly payments, you may be wondering if … Continued

Foreclosure notice of default in California – what is it?

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Have you received a foreclosure notice of default and want to know what it means? If so, keep reading. A foreclosure notice of default is a document that your mortgage lender files to start the foreclosure process on your home. Besides the homeowner receiving the foreclosure notice of default, it must also be sent to … Continued

Can I sell my Simi Valley house in foreclosure?

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Do you have a Simi Valley California house that’s in foreclosure right now? There are many people that go through the California foreclosure process and wonder if there is any way that they can sell their house that’s in foreclosure. The short answer: yes. The long answer: it’s a little more complicated, but depending on … Continued