If you need help with a short sale in Simi Valley, California, this page should contain pertinent information that you are looking for. We would like to stress that all lenders and situations are different, so some of this information may or may not apply to your particular lender or situation. If you would like Simi Valley short sale assistance, feel free to reach out to us by filling out one of the forms on this page, by emailing us at Info@DreamHomePS.com, or by calling us 805-250-8335.
Simi Valley Short Sales
Losing your Simi Valley home to foreclosure is not a situation that anyone wants to find themselves in. On top of losing your home, a foreclosure will have a negative effect on your credit and finances for anywhere between 5 and 10 years. For most homeowners, a foreclosure should be the last option and as many steps should be taken prior to that in order to avoid it, if possible. One of the possible options is a short sale. A short sale will have less of an impact on your finances and credit score than a foreclosure.
What is a Simi Valley Short Sale?
A short sale is when you sell your Simi Valley home for less than the balance of the current mortgage. It is referred to as a short sale because the proceeds from the sale that the bank receives fall short of the balance owed. If you are wondering why a bank would agree to receiving less than what it is owed, it is because it costs banks a lot of time and money to go through the foreclosure process. Oftentimes, a short sale costs the banks less time and money than a foreclosure.
Help With a Simi Valley Short Sale
To proceed with a short sale, you will most likely want the assistance of a Simi Valley real estate agent. Ideally, you will want to hire one that is familiar with the short sale process and has actually helped homeowners with short sales. Your realtor should be marketing your property in as many places as possible so that it can sell quickly and for the best price possible. You also want to use a real estate agent that you feel comfortable with, listens to your concerns, explains the short sale process to you, and answers any questions about the process that you might have.
Short Sale Assistance in Simi Valley California
At Dream Home Property Solutions, LLC, we have helped Ventura County residents with short sales and navigating the foreclosure process. Co-owner Ainslee Charles (CA DRE: 01969612) is a licensed realtor and can help you facilitate your Simi Valley short sale. She will help you through the short sale process and with bank negotiations. Maybe most importantly, she will take the time to make sure that you understand every step of the process to make you feel as comfortable as possible. She is committed to serving all of your real estate needs with the highest level of professionalism.
If you would like to speak to us regarding short sale assistance in Simi Valley, California, or anywhere in Ventura County, call us today at 805-250-8335 for a FREE, no-obligation consultation. Or if you prefer, you can also fill out one of the forms on this page or send us an email to Info@DreamHomePS.com.